Tapestry provides you with Basic Life and Accidental Death & Dismemberment (AD&D) Insurance to help protect you and your family from the financial impact of an unexpected loss of life or catastrophic accident. You also have the opportunity to purchase supplemental life insurance coverage for yourself and dependent life insurance for your family members. The Life and AD&D plans are insured by The Hartford, 1-800-523-2233; https://mybenefits.thehartford.com.

Eligibility and Cost

You are eligible for Life and AD&D insurance coverage if you are a:

• Full-time US employee, or
• Part-time US employee working 22.5 or more hours a week.

Tapestry provides you with Basic Life and AD&D insurance coverage at no cost to you. You can purchase Supplemental Term Life Insurance, Spouse Life Insurance, and Dependent Child(ren) Life insurance coverage at group rates payable through payroll deductions.

For current per-paycheck costs, please refer to the rates below:

Overview of the Life and AD&D Insurance Plans

The chart below provides overview of the life insurance coverage available to you.

<sup>* If you are a full-time US employee, you are enrolled one month from your start date; if you are a part-time U.S. employee, you are enrolled three months from your start date.

**Dependent Child(ren) means: Your unmarried children, stepchildren, children of your domestic partnership or civil union or legally adopted children, and children during any waiting period prior to the finalization of the child’s adoption; provided such children are primarily dependent upon you for financial support and maintenance and are:</sup>

<sup>1. At least 14 days old but under age 26; or
2. Age 26 or older and disabled. Such children must have become disabled before attaining age 26. You must submit proof, satisfactory to the company, of such children’s disability.</sup>

Evidence of Insurability (EOI)

You are required to provide EOI for yourself if:

• You are an existing employee electing supplemental life insurance coverage for the first time after your 30 day new hire/newly eligible enrollment window closed, or
• During Annual Benefits Enrollment, you increase your existing coverage more than one times your annual base salary or your increase is greater than three times your annual base salary or $500,000, or
• You are a newly hired employee, within your 30 day new hire/newly eligible enrollment window, electing Supplemental Term Life Insurance coverage of more than three times your annual base salary or $500,000, whichever is less.

You are required to provide EOI for your spouse if:

• You are an existing employee electing Spouse Life Insurance coverage for the first time outside of the 30 day Life Event/Change in Family Status enrollment window, or
• During Annual Benefits Enrollment, you increase your coverage for any amount over $30,000, or
• You are a newly hired employee electing Spouse Life Insurance coverage of more than $30,000.

When You Need to Enroll

You are automatically enrolled for Basic Life and AD&D Insurance once you become eligible.

Each year during the Annual Enrollment period you have an opportunity to enroll or change your coverage effective January 1 of the following year.

If you are a newly hired employee, you can purchase additional life insurance coverage, as follows:

• Full-time US employee: You become eligible after thirty (30) days of service. If you want additional life insurance, you must enroll within 30 days after you become eligible.
• Part-time US employee: You become eligible after Ninety (90) days of service. If you want additional coverage, you must enroll within 30 days after you become eligible.

Only if you have a qualified life event change (for example, you get married), can you change your coverage outside the Annual Enrollment period; otherwise your coverage remains in effect for the full calendar year. Any changes must be made within 30 days of the qualified life event and be consistent with the event. You'll find more details on the My Life Events page.

Important Note: If evidence of good health is required for your new coverage, the current level of coverage will remain in effect until the date the insurance company receives and approves evidence of good health.